Shared Family Office: Advanced Wealth & Tax Strategy for Dentists and Business Owners

As your dental practice or business grows, so do the complexities of managing your wealth, minimizing taxes, and identifying smarter investment opportunities. For decades, the ultra-wealthy have used private family offices to solve these challenges—building customized teams of advisors, accountants, and investment professionals to protect and grow their fortunes.

Now, with Shared Family Offices (SFOs), dentists and business owners with annual incomes above $300,000—or those preparing to sell a practice—can access the same sophisticated tools and investments used by the top 1%, without the overhead of creating their own private office.

At DrillDown Solution, we offer clients access to a Shared Family Office model that combines advanced tax planning with curated investment opportunities in private real estate, private credit lending, and private equity.

The Origin of Family Offices

Family offices date back to the late 1800s, when ultra-wealthy families like the Rockefellers created dedicated teams to manage investments, estate planning, philanthropy, and tax matters under one roof.

While traditional family offices still serve billionaires today, their model has inspired a more accessible approach—Shared Family Offices—which bring similar expertise to multiple clients at a fraction of the cost.

What Is a Shared Family Office (SFO)?

A Shared Family Office is a collaborative financial model where multiple successful families, entrepreneurs, or professionals share access to:

• Private investment opportunities
• High-level tax strategy and compliance
• Business succession planning
• Estate and legacy planning
• Coordinated financial advisory and CPA services

Rather than each client building their own private office, they leverage the resources, network, and expertise of a shared platform—like DrillDown Solution’s partnership model.

Why High-Income Dentists and Business Owners Need an SFO

If you’re earning $300,000+ annually or preparing to sell your dental practice or group of practices, you face critical questions:

• How do I reduce taxes on my active income and future liquidity events?
• Where can I invest outside of the volatile public stock market?
• How do I preserve wealth for my family without exposing it to risk or tax drag?

A Shared Family Office helps answer those questions by providing you with structure, access, and strategy.

Access to Private Investments Through an SFO

1. Private Real Estate

Gain access to institutional-quality deals in commercial, multifamily, or medical real estate, often with:

• Long-term appreciation
• Tax-sheltered income through depreciation
• Passive ownership with professional management

2. Private Credit Lending

Private credit involves capital to vetted borrowers—usually businesses or real estate projects—outside the traditional banking system. We structure this as short-term secured lending, a.

Why it matters:

• Predictable cash flow (often 8–10% returns)
• Lower volatility than public markets
• Often secured with collateral and structured with legal protections
• Place to park savings or capital from liquidity events while deciding how to deploy it

3. Private Equity

Invest in private companies—either directly or through pooled vehicles—before they go public or are acquired. As an example we just had a deal for a profitable dental surgery center raising capital to expand another ten locations, offering preferred returns and distributions and a great ROI on a 5-year turn.

Benefits:

• Potential for higher returns
• Portfolio diversification
• Tax deferral or capital gains minimization strategies when structured properly

4. Proprietary Security Trading Strategies

• Minimize the impact of losses in your 401k, Cash Balance Plan or other portfolio.
• Strategic investing models

Advanced Tax Strategy Integration

At DrillDown Solution, we don’t just help clients file taxes—we build multi-year tax strategies. Within the Shared Family Office framework, we combine things like:

• Entity structuring for income shielding
• Opportunity zone and bonus depreciation planning
• Charitable planning using Donor-Advised Funds or Charitable Remainder Trusts
• Strategic use of installment sales, deferred compensation, and trust planning for business exits
• And other strategies

When Should You Consider a Shared Family Office?

If you meet any of the following, you may benefit from an SFO relationship:

• Earn $300,000+ annually
• Own a successful dental or healthcare practice
• Are planning to sell your business in the next 3–5 years
• Have a liquidity event on the horizon
• Want to invest beyond the public market but lack access or vetting capacity
• Need more advanced tax reduction strategies

How DrillDown Solution Helps

As a CPA firm specializing in dentists and healthcare entrepreneurs, DrillDown Solution provides more than compliance—we offer a gateway to collaborative wealth management through our Shared Family Office platform.

With our partners and network, you’ll gain:

• Hand-picked private investment opportunities
• Integrated tax, legal, and estate coordination
• Tools for multi-generational wealth protection
• Confidential, concierge-style planning

Let’s Build the Next Chapter of Your Wealth Story

Whether you’re expanding your business, planning your exit, or just tired of reactive tax planning, it’s time to consider a smarter approach.

Contact DrillDown Solution today to explore how a Shared Family Office relationship can help you preserve, grow, and enjoy your wealth—with intention.